A new
survey commissioned by Accolade (I am Chief Medical Officer and a founder
of Accolade) performed by Harris Interactive (the Harris Poll people) attempts
to answer that question. From a medical
vantage point, it may seem like a simple, obvious question. The person
accessing care wants to get better! However,
the answer is much more complex. People,
when ill, tend to worry about more than those aches, pains and other
symptoms.
The title asks one question but implies a second question. What does the person care about is the first. The second is whether the person accessing
care is a “patient” a “consumer,” a “beneficiary,” or some combination of all
of those? While physicians and nurses
clearly prefer to see those in need as patients, the most used and perhaps
overused term in the health industry these days is consumer. This often appears to be aspirational as
programs and companies are formed to try and find the magic formula with which
to induce patients to purchase health case as if it were any other consumer
item. I question whether the emotional
nature of illness, and the impact created by the potential for catastrophe
inherent in medical issues will ever allow the patient to truly be a consumer. “Consumers” traditionally are focused on cost
and feature comparisons such as deciding whether to get leather seats in a new
car. I don’t believe that when you or
someone you love is ill, you ever are a true consumer as implied by that
example. However, at the same time
patients are rarely if ever only
worried about the cure which use of the term patient may imply. They are worried about their family, their
finances and how their illness will affect all aspects of their life. People,
therefore must be helped to understand the value potential in each health
service and see clearly how those services relate to their life issues. That may fit into the term “consumer” even
more than it does into the term “patient.”
I date myself a bit by using the term “beneficiary” as this
is the traditional way insurance companies have described those who enroll in
their health plans. I rarely hear that
term used in today’s world. “Consumer”
has replaced “beneficiary” except in legal documents. People “benefit” from the access to care and
the financial security that health insurance and health plans offer hence the
term beneficiary. Fundamentally beneficiary
communicates the ability to gain access to care and to guard against financial
catastrophe rather than reflect the care itself or guard against medical
catastrophe.
I admit to struggling
with the right word to use as I jump between the different but co-dependent
worlds of health care delivery, health benefits, and the business of health. For the person in need, the distinction
between these worlds means very little and actually just reflects some of the
challenges of obtaining needed care in today’s world. This is reflected in this survey. It asks questions that approach the issues
with the knowledge that each respondent is a complex person with multiple
concerns that overlap into all these areas.
The Accolade Consumer Healthcare Experience Index Poll surveyed
2.046 adults over the age of 18 of whom 1,536 have health insurance through
their employer, private insurance or Medicare.
What was clear from the poll is that the experience of accessing care is
seen as a daunting task for those in need.
While they trust their physician for health information with 74% saying
that they prefer to get information from their physician, they are frustrated
by a lack of coordination and challenged by the benefits rules and the
costs. Overall, 53% stated that the
hassle of “understanding what care will cost me” and “coordinating all aspects
of care” was the major problem that they faced when ill. It is interesting how strong the fear of
these issues is, even perhaps surpassing the simple question of getting
accurate diagnosis and treatment.
67% of those surveyed said that they wanted their health
care providers to understand their life circumstances more in order to address
their illnesses in a better way. People
understand, perhaps even more than many health professionals that coping with
an illness while coping with all the challenges of everyday life are
intertwined. The idea of a physician treating
a disease without good knowledge of their other needs and responsibilities
whether they are related to work, family or finance is a source of
frustration. 80% told the surveyors that
they would want a single person to trust to be with them and help them navigate
the systems and navigate the challenges of their lives when they require care
and they appear to recognize that person is not likely to be their physician. These numbers reflect a widespread concern
with the impact the disease has on a person’s life and family and not only a
concern with the biology of the illness.
Much of this comports with ideas a group of us had some nine
years ago when we, led by Tom Spann as founding CEO started dreaming of a
better way to help people through the health care system and the health
benefits system. We had to rethink the
consumer and the patient and the beneficiary and think about how to create not
just a company, but a new profession, that of Health Assistant, supported by
the right information technology and the right management systems. The Health Assistant has to be part insurance
expert, part social worker, part financial advisor, part coordinator, part
health educator and most importantly a trusted friend. While training and experience is needed,
equally important are the management processes, the right content that is
always kept up to date on the technology platform, the right pay structures and
metrics for the Health Assistants, and a sense of purpose and responsibility towards
those being helped. The technology has
to support and drive all of those functions while avoiding the trend to become
a checklist that harms the human interaction that is core to the function. We have done that. We have proved that we can help people in a
very positive way and help the health care system as well with our approach. Data
from this poll only confirms our initial dream and makes us want to work even
harder to continuously improve our systems, training and approach in order to bring
this type of support to everyone.